How Much Money Down Do You Need for an SBA 504 Loan? In this brief video, Beau answers the question, “How much money down do I need for an SBA 504 loan?” The short answer is 10 percent down for business expansion, 15 percent for startups. But it is a little more complex than that.

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What are the SBA 7a Seller Carryback Rules? In this episode, Ray and Beau cover SBA 7a seller carryback rules. What are they? Listen in as Ray talks about their ins and outs. It’s a tricky situation but if you work with experienced professionals like Beau and Ray, you will be able to come in

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Introduction The key to growing any business is being able to finance it at a relatively inexpensive cost of funds with maximize leverage. The SBA Guaranteed loan programs (primarily the SBA 504 and SBA 7(a) loans) really fill the gap between lower-leverage conventional loans and having to raise substantial external funds. After all, most businesses

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How to Get SBA 7a Rent Replacement Loans In this episode, Beau and Ray cover “rent replacement loans,” which is what you should do if you own a business and pay rent. With a rent replacement loan, you finance the purchase of the building and essentially stop paying rent. You need good cashflow, so this

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What is a Non-Bank SBA 7a Lender (SBA 7a loans)? In this second episode with Ray Drew, Beau and Ray talk about non-bank SBA 7(a) lenders. You may ask, “What is a non-bank SBA lender?” In short, it’s NOT a bank. But more importantly, they are direct lender but not under all the rules as

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SBA 7a Loans for Business Acquisitions In this first episode of the series, Beau talks with Ray Drew about SBA 7(a) loans, specifically for use as a business acquisition tool. Did you know that you can finance 90 percent (or more) of total business acquisition cost with an SBA 7a loan? You can!

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