Investor Financing Podcast

We interview real estate investors and lenders.

investor loans

How to Finance Your Short Term Rentals with Portfolio Loans [Airbnb Funding]

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Podcast: Download (Duration: 5:14 — 4.9MB)

In this episode, we discuss funding your short-term rentals (like Airbnb properties) with portfolio loans. No tax returns needed. In most cases you need a 12 month history of short term rental income or we can use market rent to meet the Debt Service Coverage Ratio (DSCR) requirement. We also have bridge loans that we can refinance into long-term rental loans.

It's like BRRRR but supercharged!

⚡General guidelines:

💥 Refinances of properties with 50% or more of the units operating on short-term rental strategies are eligible
💥 The Borrower must use an online service, such as AirBnB, VRBO, HomeAway, etc. to document receipt of rental income
💥 Documentation verifying rental income receipts over a minimum of the last 12 months
💥 DSCR will be calculated using the average income receipts over the last 12 months
💥 If documentation cannot be provided covering a last 12 month period, the property’s DSCR shall be calculated based on market rents from Appraisal Form 1007 or 1025

Is My Construction Project Eligible for C-PACE Financing? – Episode 163

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Podcast: Download (Duration: 5:01 — 4.8MB)

To be eligible for C-PACE financing, a project must be located in a county or municipality that has approved C-PACE programs within a state that has passed PACE-enabling legislation.

Background:
What is C-PACE? Commercial Property Assessed Clean Energy (C-PACE) is an alternative financing mechanism for property upgrades that improve energy efficiency, utilize renewable energy, conserve water, and more. C-PACE makes it possible for owners of commercial, industrial, multifamily, and nonprofit properties to obtain low-cost, long-term, fixed-rate financing funded by private capital providers. Currently, 30+ states have enacted C-PACE legislation, enabling more than $1 billion in private financing of 2,000+ projects.

How to Get SBA Financing for Construction – SBA 504 and 7a Loans can finance new construction – Episode 162

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Podcast: Download (Duration: 5:59 — 5.6MB)

In this episode, we talk about the initial information and documents that you will need to get the process started with SBA financing. There are many benefits with SBA loans and the SBA is an innovative high-leverage way of getting your business financed.

💲 As low as 10% down for total project financing, including the purchase of land with ground-up construction or the purchase of an existing building with renovations.

💲All costs associated with construction or renovations can be included in the loan (no break-out required). Contingencies and soft costs may also be included.

💲Below-market FIXED interest rates with payments fully-amortized over 25 years, no balloon

💲 No additional collateral required: Projects usually secured by the subject property utilizing an “as proposed” appraisal evaluation.

From Firefighter to Private Equity Fund Manager – Episode 161

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Podcast: Download (Duration: 36:29 — 33.5MB)



How Dave Seymour launched his real estate investing business and landed a TV show on A&E called Flipping Boston

After 16 years as a firefighter and paramedic, Dave Seymour launched his real estate investing career. Within the first few years of starting his business, Dave had done millions of dollars in real estate deals in both commercial and residential properties.

In this episode, you can learn how Dave has built his investing business.

Dave and I discuss all this and more. Learn how he:

☑ Started a Fix and Flip business and how he scaled it
☑ Leverage that experience into lending
☑ Started a fund to buy value-add multifamily deals in Florida
☑ Launched a larger fund and lending division
☑ Attracted a large pool of investor capital

Submetering and RUBS for Multifamily Real Estate- Decrease Expenses & Increase NOI – Episode 160

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Podcast: Download (Duration: 45:26 — 42.1MB)



In this episode we dive into submetering and RUBS “Ratio Utility Billing”. This is often overlooked but one of the best ways to force appreciation for you commercial property owners and investors. Our guest Joseph Friend is a wealth of information when it comes to cost recovery services within the utility sector.
Submetering allows property owners and managers to fairly allocate gas, water and electric costs to individual units within multifamily buildings, homeowners' associations and developments. This guide is designed to help landlords better understand how utility submetering works, the different types of utility allocation options, and how to choose an outsourced submetering company.

RUBS billing is typically utilized where space, system age, configuration or complexity makes it impossible or too expensive to install individual submeters. It is a fast and inexpensive solution that improves utility cost recovery, allocates costs more fairly among tenants, decreases unnecessary consumption, and increases a property’s net operating income. RUBS is suitable for all types of multifamily properties, including apartments, condominiums, HOAs, mobile home parks and more.

How to Write a Business Plan (that gets you financing) – Episode 159

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Podcast: Download (Duration: 51:29 — 48.3MB)



How to Write a Business Plan (that gets you financing)
Cheree Warrick began writing business plans in 2009. Her mother ran a bookkeeping company and wanted a business loan to expand her company. She was tasked with writing the business plan.

The problem? While she had written a business plan in school, she had no experience writing one in the “real world.” She couldn’t let her family down by not creating something exceptional.

She used resources from the SBA, Google, and Amazon to put together a first draft. She showed it to a mentor of hers who had 40 years’ experience running companies and raising capital. He said, “Make these changes and give it to the bank.” She did what he said and the bank said it was one of the best business plans they’d ever read.

After that experience, she became fascinated with why certain entrepreneurs can raise millions of dollars over and over again while most cannot raise any money. She learned the formula for creating investable business plans and wrote a book called, “Creating Business Plans that Actually Get Financed.”

In this episode, we talk about all that and more. You will have a newfound understanding and interest in creating business plans that get the deal!

Since 2012, Cheree has been blessed. She has spoken around the country, has been published in numerous online publications and magazines, and has been featured on multiple radio interviews.

Her personal mission is to help 1,000 entrepreneurs raise $1 billion in capital.

📺 Thanks for watching! 📺

#businessplan #getfinanced #getfunded